Do you need insurance for water sports?
Water sports are an exciting and fun way to enjoy the water, but they also come with risks. From surfing and windsurfing to kayaking and paddleboarding, it’s important to consider the potential dangers and the possibility of getting a more specific insurance for your peace of mind.
In this article, we will explore the different types of water sports insurance and the companies that offer coverage.
Why is it important to have insurance for water sports?
Water sports can be dangerous, and a serious injury can be costly. Specific insurance can help cover the costs of medical treatment in case of injury or accident. In addition, in some cases, they can be dangerous to other people, such as swimmers and boaters, and liability insurance can help cover the costs in case of property damage or injury to others.
Types of insurance for water sports
There are several types of insurance, each with different levels of coverage. Some of the most common types of insurance are:
- Liability insurance: This type of insurance covers the costs in case a water sports enthusiast causes property damage or injury to another person. For example, if a windsurfer accidentally collides with a boat and causes damage, this insurance can cover the costs of repair.
- Personal accident insurance: This type of insurance covers the costs of medical treatment in case of personal injuries. For example, if a surfer suffers an injury while in the water, this insurance can cover the costs of medical treatment.
- Equipment insurance: This type of insurance covers the cost of repair or replacement of water sports equipment in case of damage or loss. For example, if a kayak suffers damage during transportation, this insurance can cover the costs of repair.
Insurers
There are several companies that offer insurance for water sports. Some of the most popular companies are:
- BoatUS: This company offers liability insurance, personal accident insurance, and equipment insurance for water sports, including windsurfing, sailing, and kayaking.
- Surf Travel Insurance: This company offers personal accident insurance and equipment insurance for water sports such as surfing and bodyboarding.
- DiveAssure: This company offers personal accident insurance and equipment insurance for water sports such as scuba diving.
- Progressive: This company offers liability insurance and equipment insurance for water sports such as water skiing and wakeboarding.
Don’t let any mishap in the practice of these water activities deprive you of enjoying them intensely, and cover yourself with specific insurance that provides you with peace of mind.
