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Insurance for electric scooters

In recent years, electric scooters have become a popular alternative for moving around the city quickly and efficiently. However, as with any vehicle, there is always the risk of an accident. That is why some insurance companies offer a specific insurance for electric scooters, which can be a good option for those who want to protect themselves from potential risks.

In this article, we will explore what electric scooter insurance is, how it works, and why it could be a good option for you.

What is electric scooter insurance?

Electric scooter insurance is a policy that helps protect your electric scooter in case of damage or accidents. If you have an accident or your electric scooter is stolen, the insurance will help cover the costs of repair or replacement.

Why could it be a good option for you?

Electric scooter insurance can be a good option for you if you use your electric scooter frequently and want to protect your investment. If your electric scooter is stolen or damaged in an accident, repair or replacement costs can be high, which can affect your budget.

Additionally, some cities and countries require electric scooter users to have insurance to ride on public roads. If you live in one of these areas, electric scooter insurance may be mandatory.


Insurance companies

  • Allianz: Offers a specific insurance that covers damage, theft, and civil liability.
  • Zurich: Offers civil liability insurance that covers damage to third parties.
  • AXA: Offers insurance that covers damage, theft, and civil liability.
  • Mapfre: Offers insurance that covers damage, theft, and civil liability.

It is important to carefully read the terms and conditions of the policy to ensure that you fully understand the coverage it offers and its limitations.


If you own an electric scooter, it is important to consider purchasing insurance to protect yourself in case of accidents or legal problems. Although in some places this type of insurance is not mandatory, it is a good way to ensure your peace of mind and that of other users of the public roads. Be sure to compare the different coverage and pricing options offered by different insurance companies to find the policy that best suits your needs and budget.

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