Luggage insurance

When we travel, our luggage is exposed to different risks such as loss, theft, damage, or delays. Luggage insurance is a policy that protects us against these risks by covering the costs in case of any incident with our luggage.

How does luggage insurance work?

It works similarly to any other insurance. By contracting the policy, we pay a premium and establish the insured value of our luggage. In case of any incident with our luggage such as loss, theft, or damage, we can file a claim with the insurance company, who will reimburse us for the costs corresponding to the insured value.

Why could luggage insurance be a good option to consider?

This insurance can be a good option for those who travel with valuable items or need to carry important items in their luggage. It can also be useful for frequent travelers, as the risk of loss or damage is higher. Additionally, in some cases, airlines or carriers do not cover luggage damage or losses, making insurance even more important.

Insurers that offer luggage insurance

There are many insurance companies that offer this type of policy, both nationally and internationally. Some of the well-known insurers are:

• Allianz Global Assistance: This company covers loss, damage, and theft of luggage. It also has coverage for special items and an option for travel assistance.
• Axa Assistance: Axa covers loss, damage, and theft of luggage, as well as compensation for delays. It also provides travel assistance and liability coverage.
• IATI Seguros: This Spanish company covers loss, damage, and theft of luggage, as well as coverage for electronic and sports items. It also has an option for travel assistance.
• Mapfre: Mapfre covers loss, damage, and theft of luggage, as well as coverage for special items and an option for travel assistance.